Often times when people think about security risks, they are focused on things like thieves breaking into their homes. While it's important to protect against such risks, a lot of our wealth is exposed to risk in cyberspace. With the recent hack that brought Sony to its knees, this is something we should all reevaluate.

You may already have access to some programs to help in this area, and not even know it. The Wall Street Journal recently published an article outlining services offered by major insurance companies and banks to their private clients. If you aren't certain you've got ideal protection against risks in cyberspace and in the real world, it's worth a read -- click here for the full article.